1. To develop compliance policies and procedures.

2. To recommend appropriate disciplinary / other actions to the management as an output of compliance / tracking activity.

3. To prepare and submit a periodic report to the management on status of follow-up activities.

4. To ensure that all instruction circulars issued by head office are properly timely communicated to all relevant staff.

5. To ensure that all applicable laws regulations are properly and timely communicated to all relevant staff.

6. Ensuring that the FINCA MFB applies all national laws related to ethical standards for offering financial services to clients

7. Identifying additional steps or policies necessary to bring the FINCA MFB into compliance with any requirements set forth in its funding agreements and reporting on those policies, both internally and externally.

8. SGPM compliance, review and monitoring.

9. Provide oversight for the execution of the Banks compliance program which includes advising adequacy and development of controls to ensure compliance with all state laws and regulations, performing risk assessments, and monitoring/testing for compliance with regulatory requirements.

10. Review of the internal control system with regard to KYC/AML

11. Review of loan write-offs

12. Conduct branch reviews for tracking rectification of previous findings and evaluate current level of compliance. Frequency needs to be decided by MB.

13. Internal policy compliance

14. Regulatory and legal compliance.

15. Tracking of its own reports and the reports of BOD, Management Committee decisions (FFC, ALCO etc) Internal Audit, Credit Risk, Operations, External Audit, SBP, Customer Satisfaction Surveys, and any other review reports.

16. Having a red-flag reporting mechanism (centralized).

17. Review and periodic reporting on effectiveness and efficiency of operations.

18. Ensure recordkeeping of compliance data.

19. Serves as liaison for audits and regulatory agencies in collaboration with Internal Control Risk Department.

20. Review of policies, procedures and KYC/AML activities.

21. Review of information systems assuring immediate provision of authentic and complete information about Banks activities.

22. Ensuring the efficacy of internal external communication channels of the bank.

Skills Experience

• Analytical

• Problem Solving

• Attention to detail

• Change Management

• Managing People

• Time management skills;

• Proven experience working with banks

• Knowledge of local laws and SBP rules prudential regulations

• Excellent communication skills (verbal and written)

• Ability to exercise tact and good interpersonal skills;

• Ability to read, understand and communicate technical documentation